Back pay, or past-due benefits, are benefits owed to you for the months you waited before being approved.  Since it can take months, or possibly years, before you are eventually approved for benefits, it’s common to receive a lump sum of back pay. This lump sum is based on the total number of months you…

Fibromyalgia is a disease in which one experiences muscle pain and tenderness throughout the body. It is often accompanied by issues with mood, memory, fatigue, altered sleep patterns, and sometimes restless leg syndrome, numbness and tingling in the arms and legs, sensitivity to light, noise, and temperature, and issues with the bladder or bowel. Fibromyalgia…

Often when we think of disabilities and those that qualify for benefits, we think of physical impairments. However, whether you have experienced active combat overseas, witnessed a violent crime, or otherwise experienced a traumatic event, it can impact you just as much – if not more so – than a visible, physical disability.  When you…

When you are unable to work due to a disability, Social Security Disability (SSD) benefits can make a big difference in your ability to make ends meet – and they do. In fact, the Social Security Administration (SSA) reports that over 10 million people are currently receiving Social Security disability benefits. But how do you…

For many individuals who are unable to work due to a disability, receiving Social Security Disability (SSD) benefits can prove extremely helpful when it comes to making ends meet. Unfortunately, though, the process for applying for SSD benefits can be confusing and complex, to say the least. Many individuals spend a lot of time filling…

Student loan debt puts many individuals at a financial disadvantage. Still, whether it takes 15 or 20 years, most of us are able to work hard and eventually pay it off. Unfortunately, sometimes individuals become injured or ill and are unable to make enough money for basic necessities, let alone to pay back their student…